By: Jill
I used to work at Citi during college from 1998-00. Cit would routinely change the billing cycle from 27 days to 20 days on customers who were paying their bill in full every month. When customers...
View ArticleBy: speedy
I keep credit cards from my own banks, plus a Citi card. I monitor my accounts online daily (not just to check the due date, but to look for unauthorized charges). I also request alerts when a...
View ArticleBy: Aedon
It’s interesting that Bank of America was the one that did this to your friend. I’ve had a card with them for a couple of years, and the date has always fallen on or around the same time each month....
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By: Nick
I had a similar problem to some people here with my Citi card. In December 06 I was reviewing my statement and realized that I had late charges on it. Like many people, I get paid 2x a month… on or...
View ArticleBy: LisaB
Wow, that’s something I did not even consider. One of the things I do now is to pay all my cc bills online. As soon as I get a new bill I schedule the payment, even if it’s a couple of weeks away....
View ArticleBy: Derrick F
Bank of America upset me so badly that they were the first card that I closed ASAP. I really really want the Alaska Airlines Card but refuse to sign up because it is Bank of America.
View ArticleBy: neil
My friend, please note this is not because the bank will have more defaults and so it will earn on late fees. That is incidental. It is because of the liquidity crunch. Banks (in general) dont have...
View ArticleBy: Pam
Why can’t credit cards keep the same due date. Like a dummy, I assumed I had the same or around the same due date each month. But noticed every month the due date is 6 days earlier than the previous....
View ArticleBy: Joanna
It’s not only credit cards; it’s vendors too. In No. California our TV service provider, Comcast, has about a 17-day cycle. I called to complain and was told that “most” of their customers pay online...
View ArticleBy: Joanna
By the way, re the earlier comment that credit card companies going to a shorter billing cycle means that they’re not making an interest-free loan to the people who pay their credit cards off each...
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Sharing Your Finances With Your Children
My oldest teen daughter moved back home recently after having lived with her father for a short stint. She came back to me a bundle of nerves replete with panic attacks. The trigger for these emotions...
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Expert Interview: Cheap or Lush Cosmetics?
I’ve never been one for buying high-end beauty products mainly because my spending habits have never allowed for this. But even in the days before I got serious with budgets, it was rare for me to...
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Five House Moving Expenses You Don’t Want To Overlook
There is no doubt that moving can be an expensive process. On top of this, don’t be surprised if new expenses pop up when you are least expecting them. While there are many common moving expenses that...
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Are Non-Refundable Flights Really Non-Refundable?
I recently had to cancel a flight from Atlanta to Tampa (actually three flights) at the very last minute, but rather than accept the commonly held notion that if you cancel a flight you’ll lose all of...
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How to Spot a Fake Designer Handbags, Shoes, Underwear & Watches
We’re all looking for a bargain these days, but it can be all too easy to let your desire to save money fool you into buying something that isn’t the real deal. When you’re shopping for designer goods,...
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Top 10 Most Bizarre Freelance Jobs
Thanks to our friends at CreditLoan for this great interesting piece. ___________________________ Content © Mrs. Micah 2007 – 2010. This content may only be reproduced in excerpts by legitimate...
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4 Questions Before You Donate Money to a Charity Organization
It’s an age-old question: if you had a million dollars, how would you spend it? A new reality show is answering just that. Secret Millionaire, starting Mar. 6 on ABC, takes real-life millionaires and...
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What to Do When Laid Off – 5 Ways to Prepare for Job Loss
Have you ever thought about what you would do in the event of a layoff? It used to be a term associated with large factories and nationwide companies. However, the economic downturn of the last few...
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How to Restructure Your Finances When You Quit Your Day Job
On January 1st, I officially became self-employed full time. If you’re considering to the same, know that that the transition will be a challenge, and even with strategic planning, there will be...
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5 Tips for Keeping Your Financial Documents Organized
Is financial clutter getting you down? Do you see bills, tax documents, and bank statements everywhere you look? If you are like millions of Americans, your financial documents are anything but...
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